Trucking Insurance for Virginia Drivers

Commercial truck insurance is a collection of particular vehicle insurance plans created to cater to the demands of trucking companies. Your trucks are covered by standard commercial trucks insurance plans in the case of an accident. The majority of losses from a variety of risks are covered by collision and comprehensive coverage. Virginia Trucking Insurance can help you determine which insurance option and coverage  is best for you.

Yes, we cover every type of commercial vehicle known.

Yes, the truck insurance policy covers all sorts of damage to the trailer. You can pick either comprehensive or collision or even both for your trailer.

You will probably need commercial auto liability, physical damage coverage, motor truck cargo insurance, bobtail insurance, occ/ acc insurance, and non-owned trailer coverage. Every situation is different for every trucker and trailer so it is important that you work with an agent who is experienced in providing trucking insurance.

Trucking insurance covers damages such as collision, theft, fire, explosions, as well as various other physical damages. Since we work only in the state of Virginia, we are very knowledgeable of the regulations in the state and can provide a comprehensive plan for you.

Commercial Auto Liability
Physical Damage Semi Truck Insurance
Motor Truck Cargo Insurance
Trucker's General Liability
Occupational Accident (Occ Acc) Semi Truck Insurance
Bobtail Semi Truck Insurance
Freightliner Truck Insurance
Leased Operator Semi Truck Insurance
Own Authority New Authority Semi Truck Insurance
Non-Trucking Liability Semi Truck Insurance
Primary Auto Liability

We offer state-required insurance coverages to meet your minimum requirements, but you can have other coverages that provide help to you when bad things happen too.

As a bonus, we are here to help you with your claim! Larger companies will have you dealing directly with the claims adjustor on your own. As a service to you, we help you with the process of going through the claim process. We will consult you with your claim and guide you through the process.

Yes! Trucking and transport insurance are specialized policies that have primarily been sold by large insurance agencies in large cities across the country. This has caused drivers to have limited choice on what agency and insurance company they can use. As a result, they receive poor service or no service and have little control over the price they pay. Large agencies do not have the customer service approach to serve small companies, and aren’t motivated to find you the best price. They want to deal with large transport businesses where they make more money. We work to handle single drivers up to businesses with 20 drivers. We want to give you the choices and best pricing the big transport companies get. We remind everyone, the best pricing insurance companies require that all your application quote info be turned in to them 60 days before your next truck insurance renewal so they can prepare your quote so you can switch to them at your current renewal date if you decide to go with them.

State insurance requirements change from state to state. We know what’s required in the Virginia they operate in and what’s available to them. We know the state of Virginia and we’re here to help customize your insurance policy.

Yes, we want to work with you! Large commercial vehicle insurance companies have a high volume of inquiries. Because of this, companies have the benefit to choose who they want to work with. They will pick the larger fleets leaving out the single owners. If you only own one vehicle, let us help you. We’ll get you the pricing you deserve.

Even if you already have coverage we can help you get the best pricing, coverage and insurance company. To have access to the best insurance companies and pricing, we start 90 days before the renewal of your current policy. We need all the necessary documentation no later than 60 days so it can be submitted to the potential insurance companies to give us their best pricing. It may take you a few weeks to get your info to us. This includes: drivers lists, truck list with VIN’s and values, current insurance coverage summaries (dec page) and your claim reports from your current insurance company for the last 5yrs.

Yes, you can do that! Often required by driving contracts/agreements, this protects you and your business from a lawsuit arising from activities outside of driving. It also protects your customer. That’s why they may require it. We also offer health and retirement benefits, as well as personal insurance for your personal auto, home, rental properties and recreational vehicles.

For the best pricing, we need to start talking 90 days before your insurance renews. We need to have all info in to the quoting insurance company 60 days before your renewal date. The best pricing process can take us 30 days. If you need coverage right away, we can usually do that within a few days.

Yes. Hotshot drivers range from the person driving weekends to pull cargo from one place to another with their pickup truck, to the person who has a new dual wheeled ¾ ton truck pulling every day of the week from trips they gained from a transport bidding website or an owner/operator driving as they want for smaller or quicker loads. It’s even more important that hotshot drivers call us. It’s even more important that they get the best priced coverage they can, because they need to make their trips as profitable as possible and may not have the time or knowledge to deal with insurance policies. In other words, they just want to drive. Let us handle the insurance for you. We also cover business liability insurance and workers compensation insurance. We can also combine that with any type of health benefit and retirement benefit. Even personal auto and home insurance. Example: we can cover your heavy truck also your personal car, home, life insurance, health insurance and retirement plan!